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Small Business Loans

“Paying back to Pay it Forward”

Our Revolving Loans Makes a Difference

We’re a non-profit on a mission to empower our community, not chase profits. That’s the idea behind our Revolving Loan Program – it’s like a self-fueling engine for businesses and non-profits like yours!

Our programs provide funding to launch or expand your venture. As borrowers repay their loans, that money gets reinvested, creating a continuous cycle that keeps supporting new ideas in our community. By participating, you’re not just getting a loan, you’re becoming part of a movement! Your loan repayment directly helps future entrepreneurs and organizations flourish. It’s a win-win for Southern Arizona’s progress and development.

TYPES OF LOANS

Loan Amount: $500 – $10,000
Term: 1 – 5 years
Interest Rates: 8 – 10%

Loan Amount: $10,001 – $100,000*
Term: 1 – 5 years
Interest Rates: 8 – 10%

* In rare circumstances, we are able to lend more than $100,000.

Loan Amount:  $500- $10,000**
Term: 1 – 5 years
Interest Rate: 0%

**Must identify as Black, Indigenous, or Person of Color (BIPOC) to be eligible.

WHAT TYPE OF LOAN IS FOR ME?

If you are interested in applying for financing, please fill out our inquiry / pre-application form. This will help us learn more about which product offerings might apply to you, and will ensure you don’t waste your time by filling out the wrong application.

Each type of loan has different requirements

For our Microloans and Standard Loans, we have different requirements depending on your form of incorporation and length of time in business.

WHY OUR LOANS ARE DIFFERENT

INFO VIDEO [IN ENGLISH]

VIDEO DE INFORMACIÓN [IN SPANISH]

HEAR FROM A PAST LOAN RECIPIENT!

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For more information

If you are not ready to apply but would like to discuss the possibility of a loan or have questions, we are here to help!

Contact us at lending@cictucson.org or 520-529-1766 x222.