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Small Business Loans

“Paying back to Pay it Forward”

“Paying back to Pay it Forward”

As a nonprofit organization, our goal is not about generating dollars, but about becoming a sustainable resource for our community driving positive change.  We manage a Revolving Loan Program (available across Southern Arizona) where payments from each active loan are used to fund future loans.  As borrowers make loan payments, they are investing in the success of future businesses and nonprofits just like them!

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Microloans $500 - $10K

Loan Amount: $500 – $10,000
Term: 1 – 5 years
Interest Rates: 8 – 10%

Standard Loans $10K - $100K

Loan Amount: $10,001 – $100,000*
Term: 1 – 5 years
Interest Rates: 8 – 10%

* In rare circumstances, we are able to lend more than $100,000.

BIPOC Community Managed Loan Fund

Loan Amount:  $500- $10,000**
Term: 1 – 5 years
Interest Rate: 0%

**Fund is expected to reopen Summer 2022.
A new resource for Black, Indigenous, People of Color (BIPOC) entrepreneurs and business owners. Learn more about our BIPOC CMLF.

Each type of loan has different requirements.

For our Microloans and Standard Loans, we have different requirements depending on your form of incorporation and length of time in business. Please note that we do not make unsecured loans and collateral is required in most cases.


If you are interested in applying for financing, please fill out our inquiry / pre-application form. This will help us learn more about which product offerings might apply to you, and will ensure you don’t waste your time by filling out the wrong application.

For more information

If you are not ready to apply but would like to discuss the possibility of a loan or have questions, we are here to help!

Contact us at or 520-529-1766 x206.