The City of Tucson and Pima County offer down payment assistance to homebuyers across Pima County. Community Investment Corporation (CIC) is the program administrator and provides the down payment assistance.
If you are interested in applying for the HOME program, please contact one of the approved counseling agencies listed below. If you are eligible for assistance, the counseling agency will request down payment assistance from CIC on your behalf.
Family Housing Resources
Cris Yonsetto
3505 N. Campbell Ave
Suite 501
Tucson, AZ 85719
520.318.0993
cris@fhrinc.net
Pio Decimo Center
Sonia Lopez
848 S. 7th Avenue
Tucson, AZ 85701
520.622.2801
slopez@ccs-pio.org
Primavera Foundation
Lupita Rodriquez
151 W. 40th St.
Tucson, AZ 85713
520.882.5383
lrodriguez@primavera.org
Chicanos Por La Causa
Carmen Lopez
1525 N. Oracle Rd.
Tucson, AZ 85705
520.882.0018
carmen.lopez@cplc.org
- Down payment assistance of up to 10% of purchase price
- Homebuyer education course
Family Size | Maximum Household Income | Family Size | Maximum Household Income |
1 | $35,800 | 5 | $55,200 |
2 | $40,900 | 6 | $59,300 |
3 | $46,000 | 7 | $63,400 |
4 | $51,100 | 8 | $67,500 |
Property Type | Maximum Purchase Price* |
Existing | $169,000 |
New | $227,000 |
*effective April 15, 2019
- Homebuyer must contribute $1,000 minimum of his/her own funds (must be documented and verified) towards the home
- Homebuyer must complete a homebuyer education course through an approved counseling agency
- Cannot own a home at the time of purchase
- Certified Home Inspection (HQS) required – paid upfront by buyer and can be applied toward the required $1,000 buyer minimum contribution
- DPA loan forgiven after 5 years
- Homebuyer must agree to occupy property as principal residence
- Homebuyers may not have cash assets exceeding $10,000
- Homebuyer must have the equivalent of one month’s mortgage payment in reserve on deposit in the bank
- Debt to income ratios apply (Household must show ability to support mortgage payment including all additional debt)
- Homebuyer must qualify for a mortgage loan that meets established program standards; Adjustable rate mortgages (ARM) are not permitted; mortgage terms must be reviewed and approved by the Housing Counselor at one of the Participating Agencies
- Environmental Clearance required (City/County and Housing Counselor responsibility)
HOME down payment assistance may be combined with a Mortgage Credit Certificate and the Pima Tucson Homebuyers Solution down payment assistance program.
Mortgage Credit Certificate (MCC)
An MCC is a tax credit that reduces your federal tax liability. You receive a tax credit for 40% (up to a maximum $2,000) of your annual mortgage interest each year for as long as you own and remain in the home purchased.
Pima Tucson Homebuyer’s Solution
Qualifying homebuyers receive between 2.5% and 6% down payment assistance.