HOME Down Payment Assistance * CIC Tucson

The City of Tucson and Pima County offer down payment assistance to homebuyers across Pima County. Community Investment Corporation (CIC) is the program administrator and provides the down payment assistance.

If you are interested in applying for the HOME program, please contact one of the approved counseling agencies listed below. If you are eligible for assistance, the counseling agency will request down payment assistance from CIC on your behalf.

Family Housing Resources

Cris Yonsetto
3505 N. Campbell Ave
Suite 501
Tucson, AZ 85719
520.318.0993
cris@fhrinc.net

Pio Decimo Center

Sonia Lopez
848 S. 7th Avenue
Tucson, AZ 85701
520.622.2801
slopez@ccs-pio.org

Primavera Foundation

Lupita Rodriquez
151 W. 40th St.
Tucson, AZ 85713
520.882.5383
lrodriguez@primavera.org

Chicanos Por La Causa

Carmen Lopez
1525 N. Oracle Rd.
Tucson, AZ 85705
520.882.0018
carmen.lopez@cplc.org

Family Size	Maximum Household Income	Family Size	Maximum Household Income
1	$35,800	5	$55,200
2	$40,900	6	$59,300
3	$46,000	7	$63,400
4	$51,100	8	$67,500

Property Type	Maximum Purchase Price*
Existing	$169,000
New	$227,000

*effective April 15, 2019

Homebuyer must contribute $1,000 minimum of his/her own funds (must be documented and verified) towards the home
Homebuyer must complete a homebuyer education course through an approved counseling agency
Cannot own a home at the time of purchase
Certified Home Inspection (HQS) required – paid upfront by buyer and can be applied toward the required $1,000 buyer minimum contribution
DPA loan forgiven after 5 years
Homebuyer must agree to occupy property as principal residence
Homebuyers may not have cash assets exceeding $10,000
Homebuyer must have the equivalent of one month’s mortgage payment in reserve on deposit in the bank
Debt to income ratios apply (Household must show ability to support mortgage payment including all additional debt)
Homebuyer must qualify for a mortgage loan that meets established program standards; Adjustable rate mortgages (ARM) are not permitted; mortgage terms must be reviewed and approved by the Housing Counselor at one of the Participating Agencies
Environmental Clearance required (City/County and Housing Counselor responsibility)

HOME down payment assistance may be combined with a Mortgage Credit Certificate and the Pima Tucson Homebuyers Solution down payment assistance program.

Mortgage Credit Certificate (MCC)

An MCC is a tax credit that reduces your federal tax liability. You receive a tax credit for 40% (up to a maximum $2,000) of your annual mortgage interest each year for as long as you own and remain in the home purchased.

Pima Tucson Homebuyer’s Solution

Qualifying homebuyers receive between 2.5% and 6% down payment assistance.

HOME Down Payment Assistance