The City of Tucson and Pima County offer down payment assistance to homebuyers across Pima County. Community Investment Corporation (CIC) is the program administrator and provides the down payment assistance. 

If you are interested in applying for the HOME program, please contact one of the approved counseling agencies listed below. If you are eligible for assistance, the counseling agency will request down payment assistance from CIC on your behalf.

Family Housing Resources

Cris Yonsetto
1750 E. Ft. Lowell
Tucson, AZ 85719
520.318.0993
cris@fhrinc.net

Pio Decimo Center

Sonia Lopez
848 S. 7th Avenue
Tucson, AZ 85701
520.622.2801
slopez@ccs-pio.org

Primavera Foundation

Lupita Rodriquez
151 W. 40th St.
Tucson, AZ 85713
520.882.5383
lrodriguez@primavera.org

Chicanos Por La Causa

Carmen Lopez
1525 N. Oracle Rd.
Tucson, AZ 85705
520.882.0018
carmen.lopez@cplc.org

Program Benefits
  • Down payment assistance of 3.5% of purchase price
  • Homebuyer education course
Program Requirements
Family SizeMaximum Household IncomeFamily SizeMaximum Household Income
1$33,9505$52,400
2$38,8006$56,300
3$43,6507$60,150
4$48,5008$64,050

 

Property TypeMaximum Purchase Price*
Existing$169,000
New$227,000

*effective April 15, 2019

 

  • Homebuyer must contribute $1,000 minimum of his/her own funds (must be documented and verified) towards the home
  • Homebuyer must complete a homebuyer education course through an approved counseling agency
  • Cannot own a home at the time of purchase
  • Certified Home Inspection (HQS) required – paid upfront by buyer and can be applied toward the required $1,000 buyer minimum contribution
  • DPA loan forgiven after 5 years
  • Homebuyer must agree to occupy property as principal residence
  • Homebuyers may not have cash assets exceeding $10,000
  • Homebuyer must have the equivalent of one month’s mortgage payment in reserve on deposit in the bank

HOME down payment assistance may be combined with a Mortgage Credit Certificate and the Pima Tucson Homebuyers Solution down payment assistance program. 

Mortgage Credit Certificate (MCC)

An MCC is a tax credit that reduces your federal tax liability.  You receive a tax credit for 40% (up to a maximum $2,000) of your annual mortgage interest payment each year for as long as you own and remain in the home purchased.

Pima Tucson Homebuyer’s Solution

Qualifying homebuyers receive between 2.5% and 5% down payment assistance.