The City of Tucson and Pima County offer down payment assistance for first time homebuyers throughout the City and County (excluding Tribal lands) through a program called HOME Downpayment Assistance. Community Investment Corporation (CIC) is the program administrator of the HOME program and provides the down payment assistance on behalf of the City and County once the borrower has completed the requirements of the HOME program.
A full list of requirements for HOME down payment assistance can be found on the Pima County website. Some of the program highlights include:
- Assistance is 3.5% of the contract sales price or $3,700.00 (whichever is less)
- Homebuyer must complete a homebuyer education course through an approved counseling agency (see list below)
- Must not own a home at the time of purchase
- Income limits apply
Down payment assistance is initiated through an approved counseling agency. If you are interested in learning more about the HOME program, please contact one of the approved counseling agencies listed below*. If you are eligible for assistance, the counseling agency will request down payment assistance from CIC.
Chicanos Por La Causa
Family Housing Resources
Pio Decimo Center
Primavera Foundation
* The list of approved counseling agencies was last updated December 2017. A current list can always be found on the Pima County website.
HOME down payment assistance may by used in conjunction with a Mortgage Credit Certificate or Pima Tucson Homebuyers Solution down payment assistance. Additional requirements may apply. Please visit the respective program pages to learn more.
Mortgage Credit Certificate
Pima Tucson Homebuyers Solution (“PTHS”)