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Rural Southern Arizona Business Lending

Community Investment Corporation (CIC) has been dedicated to the small business community of Southern Arizona since 1996.  CIC is committed to helping small businesses and nonprofit organizations in rural Arizona thrive and succeed by providing access to capital through non-traditional financing resources at competitive rates with flexible terms.

CIC’s Rural Lending Program was built on the notion of helping entrepreneurs in rural communities who have been under-served by traditional financial institutions.  Funding for this program is provided through a combination of funding from the United States Department of Agriculture Rural Development and internal funds.

Who may apply for this program?

  • Businesses located in an eligible area with 10 or fewer full-time employees
  • Nonprofits
  • Federally-recognized Tribes
  • Institutions of higher education

What is an eligible area?

  • Rural areas outside a city or town with a population of less than 50,000
  • The borrower’s headquarters may be based within a larger city so long as the project service area is located in an eligible rural area

If you business does not meet these criteria, CIC may still be able to provide you with a loan through our small business program, where rural status is not a requirement.

We understand each business is unique with different goals.  Therefore, we offer a variety of loan products to meet these differing needs. Our loans have flexible terms up to five years with loan amounts as low as $500.

If you would like to apply for a loan, please complete the application and email it to Brian Quijada, Director of Rural Economic Development, at brian@cictucson.com.  If your application contains sensitive information and you would prefer to send it securely, please email Brian requesting access to the secure portal.

If you are not ready to apply and have questions, please call or email Brian Quijada at brian@cictucson.com or (520) 529-1766 x204. Se habla Español.