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Revenue-based Financing (RBF)

A Powerful Lending option for small businesses 

Expanding Small Business Financing Capabilities

As a nonprofit organization, our goal is not about generating dollars, but about becoming a sustainable resource for our community driving positive change.

We’ve collaborated with Common Future, Startup Tucson, and Ned to bring Revenue-Based Financing  (RBF) to Southern Arizona for small businesses. We believe in the revenue-based financing (RBF) model because it gives business owners much-needed flexibility. 

The new service comes after years of serving business owners with credit challenges who sought different financing options, beyond fixed-term loans. Where typical credit scores might instantly disqualify otherwise strong businesses, CIC sought a new way forward aiming to marry education and access to capital for the community.

How Does Revenue-Based Financing Work?

Frequently Asked Questions

Term Loans VS Revenue-Based Financing

Loans from Traditional Lenders

  • Fixed Payments
  • Interest
  • Collateral 
  • Credit checks

Revenue-Based financing

  • Quick access to capital
  • Variable payments
  • No credit checks
  • No collateral or a personal guarantee
  • No ownership dilution

INTERESTED in participating?

Let us know if you would like to find out more information about revenue-based financing (RBF) for your business.

Powered By Partnership

Founded in 2001, Common Future is building a future where all people—no matter their race and class—have power, choice, and ownership over the economy.

As a Black-led, multiracial organization, our diverse team of strategists, community organizers, financial activists, and policy enthusiasts provides capital, operational support, and strategic partnership to budding solutions addressing racial and economic injustice. To advance racial and economic equity, Common Future incubates, co-creates, and funds field-defining initiatives and influences key sectors. We collaborate with leaders who have the imagination and courage to rethink our economy. We bring initiatives that model how to build wealth and power in excluded communities to life.

Startup Tucson was founded in 2012 on the heels of one of the first Startup Weekends in Tucson. Since that time, the innovation community has grown tremendously with more funding, support organizations, accelerators, and incubators popping up every year.

Startup Tucson has continued to serve as an advocate, educator, and connector for entrepreneurs. We serve over 3,000 entrepreneurs each year with over 300 active members in our network membership.  Our alumni have brought over 44 million dollars of investment and over 400 new jobs in the short years since our founding.

Ned, a financial technology platform that powers end-to-end revenue-based financing (RBF), a flexible capital product that’s easier on businesses, and streamlines paperwork and compliance for lenders. 

Ned enables any organization to spin up their capital offering in minutes, with out-of-box integrations and easy-to-use qualification technology. Where credit difficulties disqualify a business owner, Ned’s revenue-based approach to underwriting and repayment provides a path forward that’s fast and fair.