Meet members of our community who have been helped by a Social Impact Loan.
CIC’s Financing Programs invest in businesses and projects that have a wider community benefit.
CIC acts as a Fiscal Agent for home ownership assistance programs run by the City of Tucson and Pima County.
Bond Compliance services promote transparency in Educational Institutions.
Hola Tucson Magazine
Sunsites-Pearce Fire District is based out of Pearce, Arizona with a second fire station in Cochise, Arizona. The district provides fire and medical emergency response services, among other things.
SUPPORTING SMALL BUSINESS and COMMUNITY through COVID-19…
Learn more about all that we have to offer . . .
What We're Doing in Response to COVID-19
Our Loan Clients: We are currently waiving late payments for our borrowers who contact us. In addition, we have launched a special microloan program for businesses affected by the COVID-19 pandemic. Click here to learn more.
Social Distancing: Except for essential administrative personnel, all CIC Staff is working remotely from home. Our offices will be closed to anyone without a pre-existing appointment. In addition, there will be no staff in the building after 1 p.m. daily. However, we are fully functional and here to meet your needs.
CIC works to create impact in Arizona
Our loans and equity financing support businesses and projects with far-reaching community benefits.
We are the administrator for the Pima IDA’s Mortgage Credit Certificates (MCC) program and multiple down payment assistance programs in Tucson and Pima County including HOME and Pima Tucson Homebuyer’s Solution (PTHS).
Our bond compliance program promotes transparency and short-term loans ensure schools have the working capital they need.
Local Success Stories
Who does our financing serve?
Small Businesses
CIC is committed to helping small businesses in Southern Arizona thrive and succeed by providing access to capital through non-traditional financing resources at competitive interest rates with flexible terms. We believe small businesses have the ability to transform both the people they employ and communities they serve. Nonprofits
Nonprofits are essential to every community and in Southern Arizona we are fortunate to be surrounded by a host of organizations that are making a positive impact. Focusing on job creation, income generation and the business needs of our borrowers, our bottom line is Southern Arizona’s bottom line. Many nonprofits struggle to acquire financing through traditional means. Our loan team is proud to serve this sector of our community.Rural Southern Arizona
CIC’s Rural Lending Program was built on the notion of helping entrepreneurs in rural communities who have been under-served by traditional financial institutions. Our focus is on communities with populations of less than 50,000 and we focus on the following types of applicants: Schools Across Arizona
Typically, schools rely on state funding and bond issuance proceeds to financially support themselves. Timing gaps between financing needs and payment disbursements can create operational challenges.Consumers
Creating Social Impact With Financing
CIC’s Social Impact Financing programs are dedicated to supporting businesses, nonprofits, and individuals undertaking projects with broader community benefit. We fund projects that many traditional banks will not, and where possible, we aim to give preferential terms, rates, and underwriting evaluation in recognition of the “Good” a given loan will generate.
CIC is actively seeking partnerships with local nonprofit organizations that see ways to offer essential services to their clients via low interest loans and we are seeking donations to expand innovation within our social impact lending program.